The current riskless profits from TLTROs for banks are a scandal: there are €2tn in @ecb loans at 0% to banks, a lot of it back in deposits at ECB at>1% rates. The ECB/taxpayers pay direct subsidy of almost €30bn to banks.
Changing that is welcome.
https://www.ecb.europa.eu/press/pr/date/2022/html/ecb.pr221027_1~c8005660b0.en.html