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Occasional Paper: Costs of retail payments – an overview of recent national studies in Europe https://www.ecb.europa.eu/pub/pdf/scpops/ecb.op294~8ac480631a.en.pdf?4f9a5f1d72bc7a7824e2b74945951cd6
Occasional Paper: Costs of retail payments – an overview of recent national studies in Europe https://www.ecb.europa.eu/pub/pdf/scpops/ecb.op294~8ac480631a.en.pdf?4f9a5f1d72bc7a7824e2b74945951cd6