Enough!
This banking model is broken. Stop the cycle of new financial regulations, lobbying to make them ineffective, excessive risk taking, finished by cries of "oh my good this time is different please bail us out"!, and bailouts.
Here is a solution: https://www.imf.org/external/pubs/ft/wp/2012/wp12202.PDF

🐦🔗: https://n.respublicae.eu/lugaricano/status/1635283625834053633